14 Passive Income Apps to Make Money on Autopilot

For many people, no matter their age or situation, being able to earn passively is the ultimate fantasy. Using passive income apps is one of the best ways to make some extra cash for yourself or to invest in your own business.

Do you imagine earning money even when you’re asleep or on holiday? Not only does passive income boost your 9-to-5 earnings, it can also help you worry less about your finances. Some people even survived being laid off from their day jobs with their earnings from passive income apps.

Whether you use your desktop, laptop, or smartphone, you can easily use passive income apps. The upfront cost is small to non-existent. Most of the time, all you need to do is to download an app, spend a few minutes on it each day, and watch the cash trickle into your bank account.

14 Passive income apps to check out

Passive income is a kind of side hustle that doesn’t require much effort. The app does a lot of the work for you using different features, allowing you to concentrate on other things while earning a bit of money on the side.

We’ve checked out a few passive income apps that pay you to shop, invest, browse the internet, provide your feedback, play games, watch videos, pay your bills, and rent out your things in exchange for small amounts of cash or points. When you let your earnings accumulate, you’ll end up with a pretty substantial amount.

Let’s explore these apps in more detail.

1. Google Opinion Rewards

passive income apps

Google Opinion Rewards is an app developed by Google that is focused on rewards. It was initially released as a mobile survey app created by Google for Android and iOS. The app enables users to respond to surveys and to win rewards.

The Google Opinion Rewards app lets you answer surveys in exchange for Play credit for Android users and PayPal money for iOS users. What’s cool about this passive income app is that you’re sent surveys based on your location and the places you visit, the apps you’re using, videos you’re watching, or the questions you ask Google Assistant.

Since the app asks you about the things you do daily, you can make a little extra money by sharing your opinions about these things with Google.

It’s easy to get started with Google Opinion Rewards. You just need to download the app on your smartphone then answer simple questions about yourself.

The app will then send you a survey once or twice a week. When a short and appropriate survey is ready for you, you’ll receive a notification on your phone. One click is all it takes to start earning money by sharing your opinions.

2. Survey Junkie

Survey Junkie is a forum for online surveys that pays users for their thoughts on different topics. Each completed survey is worth a certain number of points that may be exchanged for money or gift cards. Survey Junkie has over 10 million members, and anyone who wants to earn extra money can take their available surveys.

Marketers and retailers use market research panels such as Survey Junkie to reach out to potential customers and discover their needs and preferences. In return, these marketers pay survey subjects for their valuable input.

Survey Monkey offers short, easy surveys from many well-known brands. A typical survey takes just a few minutes to finish. You can use it while you’re waiting in line at the bank, on the commute home from work, or when you have nothing else to do.

3. Instacart

passive income apps- instacart

Instacart is a well-known fast and reliable grocery delivery app.

More and more people these days want to buy their groceries online and have them delivered to their homes. Instacart lets them do so quickly and easily.

When you sign up for Instacart, you can make extra income in your spare time. It operates similarly to Uber Eats, but for grocery items. You can deliver groceries to customers in your area while you’re out running your own errands.

In other words, Instacart pays you to help people with their grocery shopping and delivery. You can set your availability time each day and set aside that time for earning extra money quickly.

4. Swagbucks

passive income apps

Swagbucks is one of the most popular mobile apps available for generating passive income. You can enter this rewards site free of charge, and it takes only a few minutes to set up your account.

It pays you to answer short surveys, watch fun videos, play games, search the internet, shop online, and more from your phone. In addition, you can also win rewards and gift cards for stores such as Amazon, Target, and Walmart.

5. Fundrise

passive income apps- fundrise

Fundrise is an online business that allows small investors to buy private commercial and residential properties by pooling their assets into a shared investment platform.

The key products of Fundrise are real estate investment trusts, or REITs, which typically invest in real estate that generates profits, either through the purchase and management of buildings or through the holding of mortgages.

Fundrise also provides eFunds, in which the pooled money of investors is used to acquire property and build housing, then sell it to home buyers.

The real estate market is thriving even in the middle of a pandemic, and property sales/rentals is one of the best ways of generating passive income.

You can invest in either of the real estate investment trusts that Fundrise offers for as little as $500. The first investment product is the eREIT, which generates revenues quite quickly, and the other is the eFund, which sets you up for longer-term success. If you’re new to real estate investments, Fundrise is a great way to start your passive income journey.

6. Ibotta

passive income apps- ibotta

Ibotta is more than just a cash back app. It also allows you to make passive income in various ways.

The most popular choice among Ibotta users is connecting their store’s loyalty programs to the app. Doing this will allow you to redeem deals automatically. You can link up to more than 100 stores to the app, including well-known supermarket chains. You can also upload receipts to the app to receive cashbacks or to pay for in-store orders.

Signing up for Ibotta is free, and once your account size hits $20, they pay it out via PayPal or Venmo. You can choose between cash payouts or store gift cards. You can also earn extra cash when you invite new users to join Ibotta. Currently, you will make $10 with every person you refer. When your referral signs up for Ibotta, you get paid. Easy as pie!

7. Nielsen Mobile Panel

passive income apps

Nielsen is a giant in the market research industry. They operate in 25 countries, where they team up with some of the largest businesses who depend on their market data to make crucial corporate decisions.

The Nielsen Mobile Panel functions like other passive income applications, gathering data on how you use the background’s internet and cell networks. When you install it on your mobile or desktop device, it monitors your internet use, the sites you visit, and the type of content you consume. In return, you get rewarded.

Users will receive up to $50/year, and if you install it on three devices – phone, tablet, and computer – you get up to $150 per year. You’ll also get automatic sweepstakes entries where you can win up to $1,000 every month. It also rewards you with points that can be exchanged for gift cards to retailers such as Amazon, Starbucks, and Target.

8. Drop

passive income apps- drop

Drop is a free-to-join app that lets you receive cash rewards from your favorite places and stores for shopping. You can benefit from any purchase you make with the app, starting from your early morning coffee up to your late-night food order.

Unlike other rewards programs, Drop doesn’t offer a points system. Instead, you collect cash as you make purchases. You can then cash out with a bank transfer using PayPal or directly to your bank account. You can also connect your credit cards so that you’ll win cash every time you make a qualified purchase.

Aside from cashing out, you can redeem your earnings in exchange for gift cards starting at $5. Drop also pays you $5 for every friend that you refer.

9. Sweatcoin

passive income apps- sweatcoin

The health benefits and feeling of accomplishment are enough reward for working out. However, Sweatcoin gives you even more reasons for exercising. It actually pays you for going out and being active.

The app allows you to turn your steps into points. It tracks the number of steps you take throughout the day. For every 1,200 steps you take, you earn approximately 1 Sweatcoin. That number of steps might not seem like much, but an average person actually takes 7,500 steps daily. As you walk more, you earn more Sweatcoins.

Once you get enough Sweatcoins, you can redeem them for ebooks from Audible, a free subscription to the Calm app, and even money in your Twine savings account. While previous versions of Sweatcoin allowed users to withdraw their earnings through PayPal, the app now focuses on partner deals.

10. Upvoice

passive income apps- upvoice

UpVoice helps you make money by using your computer as you normally would. The app is a study panel that allows users to earn cash just for web surfing. UpVoice pays for the collection of business data, such as your social feeds and the advertisements you see.

By being a panel member, you can earn at least $75 worth of gift cards a year. You can also earn up to 70 UpVoice tokens worth $1.12 weekly, which is equivalent to just over $58 for an entire year. A number of popular retailers, such as Amazon, Sephora, Target, and Starbucks, will gladly accept your tokens for gift cards.

11. Rakuten

passive income apps- rakuten

Formerly known as Ebates, Rakuten is probably one of the most popular apps that offer users shopping rewards. It gives you an opportunity to interact with a myriad of online businesses that will pay you cash back rewards, mainly when you shop.

First, the rewards collected go to Rakuten, from which they are then distributed to the different users. Even your weekly trip to the supermarket is going to win you some Rakuten rewards.

The app is an excellent source of cashback awards. Visit your favorite store via the app and make your purchase after signing up and installing the app. Earnings will be credited to your account automatically.

You can redeem Rakuten payments through PayPal or by checking in the mail. You can receive a $10 reward in the United States or $5 in Canada when you enter and make your first $25 order.

12. Acorns

passive income apps- acorns

Acorns is a micro-investment application that uses low-cost Exchange-Traded Funds (ETFs) where you can invest minimal amounts.

In order to suit your investment goals and risk tolerance, the app designs your portfolio, and everything is done automatically. There is no minimum account to get started. In addition to investing your money, Acorns also offers more than 350 famous brands with a savings account and opportunities to get cashbacks from purchases.

By investing your spare change, you’re not going to get big returns right away. However, it’s still a pretty nice way to start investing, even if you feel you don’t have a lot of money for it.

When you sign up, Acorns asks you questions about your age, salary, and financial goals so that they can recommend you the best investment portfolio. They have over four million members, many of whom have made tidy sums of money through the years.

13. SavvyConnect

passive income apps

SavvyConnect is another data collection software that analyzes customers’ borrowing patterns to assess online shopping trends, entertainment, internet surfing, and more.

This passive income app helps you make money through completing surveys and referring it to your friends. However, you can earn even more when you install the SavvyConnect on your laptop or mobile device.

For laptops, you can download it as a browser plugin, while it is also available for iOS and Android devices. You’ll make around $5 monthly for each device, so installing it on multiple devices will maximize your earnings. You may also refer your friends to earn more.

14. Fiverr

passive income apps- fiverr

Fiverr is an online freelance services marketplace. The business provides freelancers with a venue where they can provide services to clients worldwide.

There are hundreds of freelancer websites in the market, but Fiverr operates differently. Instead of looking for projects posted by clients and bidding on them, Fiverr allows you to create product or service “gigs”. Customers must then come to your gigs to transact with you.

It’s a lot like performing with a band, and not surprisingly, Fiverr is the go-to place for creatives such as musicians and artists as well as people who just want to make small amounts of money by doing easy, repetitive tasks.

Aside from giving you a venue for your talent, Fiverr also allows you to offer services to clients at a fixed standard price. When customers find your services, they hire you. Once you complete the job, you get paid.

How to use passive income apps to earn money

There are a few different categories of passive income apps that have been included in this post:

  • Apps for data collection: get paid for sharing your information with marketing firms.
  • Cashback apps: instantly gain cashback while shopping at different shops.
  • Apps for video rewards & lock screen: get paid to watch videos and advertisements.

There are several ways to earn extra cash using your phone, and some of the best passive money-making opportunities available are provided by the apps listed above. Some of them have browser extensions as well, which makes them easier to install and use.

Open your preferred browser, create a new Gmail account specifically for your passive income activities, and add the appropriate extensions to your browser if applicable. The browser will ask for your permission, and all you have to do is approve it.

Wrapping up

“Passive income” is no longer the exclusive territory of those who have large real estate holdings or massive trust funds. Earning passive income has become a lot easier and more convenient now that there are so many apps available.

These apps range from those that collect your internet usage data to others that allow you to answer survey questions. You may also get paid for working out! Almost everything is monetizable now, and these apps will help you make money even when you’re walking around the house or watching videos on Facebook.

Sign up and try out a few passive income apps and stick with the ones that work for you.

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Millo Articles by David Campbell

David Campbell is a digital marketing specialist at Ramp Ventures. He helps manage the content marketing team at Right Inbox. When he's not working, he enjoys traveling and trying to learn Spanish.
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How I made my first $100k on Creative Market

I got my first Graphic Design job straight out of college at a local construction company.  It wasn’t the most glamorous design job; fairly simple web design, signage and brochures for properties. I knew this job wasn’t going to build my identity as a designer.

So, I decided to join Dribbble to find freelance opportunities while building out my portfolio. I spent over a year hustling side projects, mostly doing logo design, while keeping my 9 to 5. I quickly found out the pain points of contract work. Terrible clients with bad communication and bad business practices.

I felt like I was running a collections agency.

Burnt out

Burnt out on contract work, I began hunting for a way to do what I love, but without the headache. Now this is where the story gets really good. With my antennas up, I happened across Creative Market, which was becoming popular in my online community.

According to their website, Creative Market is “a platform for handcrafted, mousemade design content from independent creatives around the world.” Designers just like me were making decent money. I thought, “Hmmm, maybe I could too?”

Using recent client work, I took a leap and applied to open up a shop on Creative Market. Good news, I was accepted.

Time to start making products

From day one, I knew I didn’t want to just make products for the sake of making products.  I wanted to be as proud of the products in my shop as I was of my client portfolio. So I released my first product, The Vintage Logo Kit in 2013.

[Tweet “I anxiously watched as sales reached $1000 in the first month.”]

I anxiously watched as sales reached $1000 in the first month. My “experiment” was paying off. I knew I had to invest more time to create.

I decided to create one new product every month. After creating five products, each selling at a consistent rate, I realized the snowball effect of the marketplace. Each product sells a little bit each day and if I kept this up, I could actually make a living doing this.

This was a dream for me: I could create what I love, get paid on a consistent basis, and be my own boss.

Living the dream

As my shop grew, so did my creative interests and abilities. By September 2015, I had designed 12 typefaces on Creative Market. Profit charts were up and to the right and I had officially crossed over from making passive income to making a living selling on Creative Market.

Since then, I have launched some of the highest selling typefaces I’ve ever created, allowing me to ramp up a staff to help with marketing and production. We now average one product per week.

You can do it too

So, here’s what I’ve learned from three years of selling on Creative Market.

Lesson 1: Sweat equity

“Sweat Equity” is a valuable concept for those starting out. Time is your biggest investment. Creative Market may seem daunting to a lot of people. Starting a shop, putting out your first product.

Will it sell? Will anybody notice? Is this a giant waste of time? Should I not go “all in” because it’s risking too much time and effort? You need to take it seriously or else you won’t see results.

Lesson 2: Draw from your client work

Look for product inspiration in your client work. I enjoyed creating logos and realized that I could turn this passion into products. There are countless ways you can use old work to generate passive income as a designer.

Lesson 3: Add value, or nothing

It’s not about creating products just to create products. You have to be honest with yourself. Is your product worth the money? Would you buy it?

[Tweet “You don’t need a thousand of something for it to be of value.”]

Give customers value, but don’t overload it for the sake of making your product appear like a deal. My Vintage Logo Bundle includes 30 logo templates and is one of the highest selling products in Creative Market history. You don’t need a thousand of something for it to be of value.

Lesson 4: Get business savvy

Don’t rely solely on Creative Market to market your products. Your shop is your business, so treat it like one. Start social profiles and focus on building a brand.

The community you create for yourself off Creative Market, on Dribbble, Behance, Instagram, Youtube, and through email lists are a must-have if you want to be a successful designer. You need to focus on your marketing as much as you would if you owned a business selling physical goods.

Lesson 5: Stories and products are judged by their covers

Your promotional product images are like a label on a whiskey bottle, it’s what catches the customer’s attention and ignoring this isn’t an option.

Lesson 6: You’ll never stop learning

Continue learning about your craft and passion. Platforms like CreativeLive, Skillshare, and Youtube can get you a long way.

Do you have any other selling tips? Please share with me in the comments.

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Millo Articles by Jeremy Vessey

Jeremy is a Logo & Type Designer from the east coast of Canada with modern take on a vintage aesthetic.  Since 2013, Jeremy has created many best selling products on Creative Market giving him the ability to be a full-time Digital Product Designer.
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What earning $33k from Fiverr taught me about building a freelance business

Before starting my career as a full-time freelance blogger, I used to sell landing page designing gigs on Fiverr part-time. Back then, I used to make $2,000+ each month with little effort on my end, and so far I’ve made $33,640 from Fiverr.

In case you’ve been living under a rock, let me explain what Fiverr is. It is the largest marketplace for selling small services starting at $5. As there are many different categories on the site, you can sell any service in which you’re really good at.

With that said, Fiverr is no longer just a platform for selling gigs for pennies. Around the globe, many sellers are making a full-time income by offering their expertise on Fiverr, as well as many other Fiverr alternatives.

Though I am no longer selling on Fiverr, it was a great learning experience for myself as a freelancer.

What I learned by selling on Fiverr

When I was successfully offering small services on Fiverr, I got asked the same question often, “Why did you choose Fiverr to sell your services when there are lots of other freelancing platforms that don’t limit the price you set?”

A great question indeed!

One of the things I hate about being a freelancer is that if you’re just getting started, most likely you’ll need to spend a significant amount of time searching for clients. With Fiverr, finding a client isn’t a hassle. All you need to do is simply create a gig and wait for orders to begin rolling in. It’s that easy!

[Tweet “What earning $33k from @Fiverr taught me about building a #freelance business”]

Obviously, like any other marketplaces, before creating a gig on Fiverr you’ll need to look at the competition in the category and make yours distinct from the rest.

Compared to searching for clients on other freelancing/bidding sites, you’ll only need minimal effort.

In fact, Fiverr is one of the easiest ways to get started with a freelancing business.

In this post, I’ll explain a few business lessons I learned as a Fiverr seller and how I used it for growing my freelance business independent of Fiverr.

1. Repurposing is the easiest way to create a product

As I said above, back when I was a Fiverr seller I used to help my clients grow their email list by creating high conversion landing pages. Aside from creating HTML landing page designs, I also offered a WordPress landing page design service using various WordPress landing page plugins.


If you look at the above screenshot, you will notice that my gig was one of the most popular and I used to have several  orders in the queue. Are you wondering how I was able to deliver that many orders in such a short deadline, despite being a part-time Fiverr seller?

The secret is that I don’t create and sell brand new designs to each client. Rather, I repurpose existing designs and make simple changes to meet the design brief of each individual client. It’s that simple!

Also note that almost 95% of my gig buyers order my service to create basic landing page designs, so for me repurposing works fine and customers remained happy. (See the feedback I received for my gigs in the above screenshot. 100% gig rating!)

Lesson learned: If you’re creating a product, you shouldn’t necessarily build it from the ground up. You can simply repurpose an existing product and turn it into a brand new product.

For example, Darren Rowse from Problogger creates ebooks by repurposing his published blog posts and turns them to premium ebooks. Needless to say, repurposing your existing product is the fastest way to create a so-called ‘brand new’ product.

2. Upselling is more profitable

When it comes to making more money from Fiverr, upselling is the secret marketing weapon.

If you’re a level 1, level 2, or a super seller, Fiverr allows you to upsell your services as ‘gig extras’.

In addition to the gig extra, Fiverr recently allowed sellers to offer their service as a package. This allows sellers to bundle their basic gigs with built-in revisions and extras so they can make more money.

[Tweet “Upselling is a great way to make more profit.”]

For example, if you provide artistic services, offer the option for your customers to purchase editable copies of your work as a ‘gig extra’. This feature allows sellers to sell their services exactly how they want to, at a price they choose.

At the end of the month, if you look at the revenue you generated, you’ll notice that you made more money out of selling gig extras (upselling) than selling your primary gigs.

Lesson learned: The reason why the upselling principle works is because it increases the perceived value to your clients. For your freelancing business, instead of charging a flat fee for your services, split your services into different add-ons and persuade your clients to buy them all for a higher price.

If done correctly, you can make more profit by this approach rather than offering a flat fee for your service.

3. Always build a platform-independent business

Since Fiverr is a closed platform, it restricts its sellers to sell their services only within their platform.

Unlike other service marketplaces, like Envato Studio, popular freelancing sites like Upwork and Fiverr don’t allow users to promote their website or LinkedIn profile. As a seller, you can’t share your email address or Skype ID with the gig buyers unless it is necessary for your service, and if you do so, your account will be restricted.

In the case that your account gets restricted, your money flow will come to a stop. Additionally, when Fiverr updates their marketplace algorithms, chances are it will affect the visibility of your gig, resulting in a reduction of orders.

If your long term plan is to grow an independent freelancing business, Fiverr might not be the right choice for you.

Lesson learned: Undoubtedly, Fiverr helps you to kick start your freelancing career with ease. However, if you’re looking to build an independent freelance business, consider looking at other marketplaces like Envato Studio.

Should you offer services on Fiverr?

Many people used to sell gigs on Fiverr just for fun and to make some extra money in their spare time. You’ll also find that some people are making a full-time income from Fiverr.

In my opinion, Fiverr is a great place to make some extra income. In fact, you don’t necessarily need to spend a lot of time on Fiverr to earn money.

On the contrary, making a full-time income from Fiverr can be disastrous. Because you have no control over the Fiverr website, if they reduce the visibility of your gig, you’ll be forced to quit selling on the site.

Like everything else, Fiverr has many pros and cons, but ultimately you’ll decide if it can be a benefit to you and your business.

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Millo Articles by Shahzad Saeed

Shahzad Saeed is specialized in blogging and content marketing for startups and small businesses. Connect with him on Twitter or hire him for your next writing project.
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