Freelance Glossary
If you're new to freelancing, you're probably beginning to hear words you've never heard before. Even to the well-trained and experienced freelancer, staying up-to-date on all the terms and definitions of freelance work can be a challenge. So if you ever find yourself wondering what a freelancing term means, try finding it among the 224 terms in the freelancing glossary here. We've also included links to related articles on each term so you can learn as much as possible about subjects that interest you.
1040 Form
The 1040 Form, also known as the U.S. Individual Income Tax Return, is the main tax form that indivi...
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1095-A Form
Form 1095-A is a tax form that is used to report information about health insurance coverage that is...
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1099 Form
A 1099 form is an IRS (United States Internal Revenue Service) form used to report payments made to ...
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1099 Worker
A 1099 worker is a freelancer or independent contractor who provides services to an individual or or...
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1099-MISC Form
The 1099-MISC is an official tax form used in the United States to report miscellaneous income paid ...
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1099-NEC Form
The 1099-NEC is an official tax form used in the United States to report non-employee compensation p...
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8962 Form
Form 8962 is a tax form that is used to calculate and claim the premium tax credit, which is a subsi...
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Agency
An agency is an organization or company which provides services to employers. This includes anything...
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Automation
Automation is a process of using technology or software to execute tasks without manual input or int...
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Back-End
Back-end development refers to the part of web development that deals with the server-side of web ap...
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Balance Sheet
A balance sheet is a financial statement that provides a snapshot of a freelancer's financial situat...
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Bid
In the world of freelancing, a bid is a proposal that a freelancer submits to a client in response t...
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Billable Hours
Billable hours in freelancing refer to the amount of time that a freelancer spends working on a proj...
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Book of Business
A freelancer's "book of business" is a term used to refer to the collection of clients and projects ...
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Bootstrap
In the context of freelancing, bootstrapping refers to the act of starting and building a freelance ...
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Breakeven
In business, "breakeven" refers to the point at which a company's revenue equals its expenses, resul...
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Budget
In freelance work, a budget refers to the amount of money that a client is willing to spend on a par...
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Burnout
Burnout is a state of emotional, physical, and mental exhaustion caused by prolonged and excessive s...
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Business Bank Account
A business bank account is a bank account specifically designed for businesses to manage their finan...
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Business License
A business license is a permit issued by a local government authority that allows an individual or c...
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Cancellation Fee
A cancellation fee is an amount of money charged by a freelancer to a client when the client cancels...
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Case Study
A case study is an in-depth analysis of a particular situation, problem, or event, typically conduct...
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Cash Flow
Cash flow is the movement of money into and out of a business over a given period of time. Positive ...
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Chamber of Commerce
A Chamber of Commerce is a local organization that represents and promotes the interests of business...
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Change Order
A change order is a written document that outlines any modifications or additions to a project'scope...
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ChatGPT
ChatGPT is an AI language model developed by OpenAI. It is designed to generate human-like text resp...
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Client Acquisition
Client acquisition is the process of attracting and securing new clients for a business. It typicall...
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Client Base
A freelancer's client base refers to the group of clients with whom the freelancer has an ongoing pr...
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Client Contract
A client contract is a legally binding agreement between a freelancer and a client that outlines the...
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Client Dispute
A client dispute occurs when a freelancer and a client disagree on some aspect of a project or worki...
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Client Feedback
Client feedback refers to the comments, opinions, and reactions that clients provide regarding the s...
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Client Onboarding
Client Onboarding is the process of bringing a new client into a freelancer's workflow, from the ini...
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Client Portal
A client portal is a secure online platform that provides clients with access to their information a...
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Client Proposal
A client proposal is a document drafted by a freelancer or agency that outlines the scope of any giv...
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Client Questionnaire
A client questionnaire is a set of questions designed to gather information from clients before star...
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Client Referral
A client referral is a recommendation or endorsement of a freelancer by a satisfied client to someon...
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COGS
The concept of Cost of Goods Sold (COGS) is typically associated with businesses that sell physical ...
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Cold Emails
Cold email marketing for freelancers is a method of reaching out to potential clients through email,...
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Consultant
A consultant is one of the most commonly used freelancing or contracting terms to describe a profess...
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Contingent Worker
A contingent worker refers to an individual who is hired on a temporary or flexible basis by an orga...
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Contractor
A Contractor is a term used to refer to someone who works independently on a contractual basis. This...
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Copyright
Copyright is a legal concept that grants the creator of an original work exclusive rights to its use...
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Coworking
Coworking is a style of work where individuals, often freelancers, share a common workspace with oth...
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Coworking Space
A coworking space is a shared workspace where individuals, often freelancers, can work alongside eac...
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Creative Brief
A creative brief is a document that outlines the scope of a project and provides a platform for the ...
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CRM
A CRM tool, or Customer Relationship Management tool, is a set of software and processes used to man...
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Day Rate
A day rate is a pricing model used by freelancers and independent contractors to charge clients for ...
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Deadline
A deadline is a specific date or time by which a task or project must be completed. In freelance wor...
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Deliverables
Deliverables are the work that a freelancer is contracted to do for a client. Deliverables are typic...
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Demand
Demand refers to the quantity of a particular product or service that consumers are willing and able...
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Deposit
In the context of freelance work, a deposit is an upfront payment made by the client to the freelanc...
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Direct Costs
Direct costs in the world of freelancing are expenses that can be directly attributed to a specific ...
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Direct Deposit
Direct deposit is a method of electronically transferring funds from one bank account to another. It...
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Direct Mail
Direct mail is a marketing strategy that involves sending physical mail, such as letters, postcards,...
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Discovery Call
A discovery call is a conversation between a freelancer and a potential client to discuss the projec...
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Due on Receipt
When an invoice says "due on receipt," it means that payment is expected immediately after the clien...
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Elevator Pitch
An elevator pitch is a brief, persuasive speech that summarizes what you do, who you serve, and what...
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Email Spam Trigger Words
Email spam trigger words are words or phrases that are commonly used in spam emails and can trigger ...
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Entrepreneur
While the term "entrepreneur" is often associated with starting and running a business, it can also ...
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EOD
End of Day (EOD) is a term used to refer to the time at the end of the business day when all transac...
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EOW
EOW stands for "end of week". When a client uses this term in reference to a deadline, they typicall...
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Escrow Payment
Escrow payment is a financial arrangement where a third party holds and regulates payment of the fun...
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Estimate
A freelance estimate is a document that freelancers provide to clients that outlines the project sco...
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Expense Category
Expense categories refer to the different types of expenses that a business incurs in order to opera...
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Expense Tracking
Expense tracking is the process of monitoring and recording business expenses such as office supplie...
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Expenses
Expenses are the costs incurred by a freelancer in the course of doing business. These can include d...
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Feast-Famine Cycle
The feast-famine cycle is a common phenomenon that many freelancers experience in their work. It ref...
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Fee
In freelancing, a fee refers to the amount of money that a freelancer charges for their services. Th...
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File Sharing
File sharing is the process of sharing digital files, such as documents, images, videos, or audio fi...
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Fiverr
Fiverr is an online marketplace for freelancers and businesses alike to hire, sell, and manage servi...
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Fiverr Gig
A Fiverr gig is a type of freelancing job posted on the Fiverr platform. It is a platform for digita...
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Fixed Pricing
Fixed pricing is a billing method that involves charging clients a set price f...
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Follow-Up Email
A follow-up email to clients is an effective way for freelancers to stay on top of their projects, b...
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Freelance App
A freelance app is a mobile application designed to help freelancers manage their work, find new cli...
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Freelance Artist
A freelance artist is a professional who creates art, designs, or illustrations for clients on a con...
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Freelance Bookkeeper
A freelance bookkeeper is a self-employed professional who provides accounting and bookkeeping servi...
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Freelance Business Plan
A freelance business plan is a written document that outlines the goals, strategies, and action plan...
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Freelance Client
A freelance client is any individual or business that hires a freelancer for a specific job. A typic...
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Freelance Copywriter
A freelance copywriter is a professional writer who specializes in the creation of written materials...
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Freelance Digital Marketer
A freelance digital marketer is a professional who offers digital marketing services to businesses i...
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Freelance Ghostwriter
A freelance ghostwriter is a self-employed writer who is hired to write a book, article, or other co...
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Freelance Graphic Designer
A freelance graphic designer is a professional who provides graphic design services to clients on a ...
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Freelance Isn’t Free Act
The Freelance Isn't Free Act is a piece of legislation aimed at protecting freelancers in the United...
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Freelance Job
A freelance job is one in which an individual is hired to complete a specific task or project on a c...
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Freelance Journalist
A freelance journalist is a reporter or writer who is hired by a media organization on a contract or...
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Freelance MakeUp Artist
A freelance makeup artist is someone who works independently to provide makeup services to clients. ...
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Freelance Marketplace
A freelance marketplace is a platform where freelancers and clients meet to connect and collaborate ...
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Freelance Model
A freelance model is someone who is hired to promote a product or service. They are usually hired by...
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Freelance Niche
A freelance niche is a specialized area of expertise or a specific market segment that a freelancer ...
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Freelance Photographer
A freelance photographer is a creative professional who works on a contract basis, hired to capture ...
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Freelance Profile
A freelance profile is a representation of a freelancer's skills, experience, and expertise, typical...
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Freelance Programmer
A freelance programmer is a self-employed professional who provides programming services to clients ...
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Freelance Rate
A freelance rate is the amount a freelancer charges for their services. Depending on the particular ...
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Freelance Web Designer
A freelance web designer is a professional who provides web design services to clients on a project-...
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Freelance Worker
A freelance worker is an independent contractor who is not employed by any company and not bound by ...
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Freelance Writer
A freelance writer is a professional writer who works independently, selling written works to publis...
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Freelancer
A freelancer is a self-employed individual who offers their services to clients on a project-by-proj...
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Freelancer.com
Freelancer.com is a global online freelance marketplace that connects clients with freelancers who o...
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Freelancing
Freelancing is the act of working as a self-employed individual who offers services to clients on a ...
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Front-End
Front-end development, also known as client-side development, refers to the part of web development ...
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Gig
In a freelancing context, the term "gig" typically refers to a short-term, one-time project or assig...
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Gig Economy
The gig economy is a rapidly growing and increasingly popular form of employment that is driven by i...
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Gig Worker
A gig worker is an individual who works outside of traditional employment. This type of work is ofte...
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Graphic Design Business
A graphic design business is a company or individual providing creative services in the form of grap...
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Guru.com
Guru.com is a freelance platform that connects businesses and individuals with freelance professiona...
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Health Insurance Marketplace
The Health Insurance Marketplace is a United-States-government-run platform where individuals and sm...
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Hourly Pricing
Hourly pricing is a common method of charging for freelance services where the freelancer sets an ho...
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Hourly Rate
For a freelancer, your hourly rate refers to the amount of money you charge per hour for your servic...
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Inbound Marketing
Inbound marketing is a marketing strategy that focuses on attracting and engaging potential clients ...
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Indirect Costs
Indirect costs, also known as overhead costs, are expenses that cannot be directly attributed to a s...
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Intellectual Property
Intellectual property (IP) refers to a type of legal property right that is granted to individuals o...
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Invoice
An invoice is a document that is issued by a business to another party for payment of goods or servi...
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Invoice Number
An invoice number is a unique identifier assigned to an invoice to distinguish it from other invoice...
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IRA
An IRA (Individual Retirement Account) is a type of savings account that is specifically designed to...
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Job Board
A freelance job board is a website or platform that lists job postings for freelance work. These job...
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Kill Fee
A kill fee is a fee paid to a freelancer if a project or assignment is terminated before completion,...
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Late Payment
A late payment is a payment that is not made within the agreed-upon timeframe between a freelancer a...
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Lead Generation
Lead generation is the process of attracting and converting prospects into sales leads or customers....
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Lead Magnet
In the world of freelancing, a lead magnet refers to a valuable resource or offer that a freelancer ...
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Liability Insurance
Liability insurance is a type of insurance that provides protection for individuals or businesses ag...
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LLC (Limited Liability Company)
LLC stands for Limited Liability Company, which is a type of business structure that provides its ow...
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Microbusiness
A microbusiness refers to a small-scale enterprise typically operated by a single individual or a sm...
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Mileage Tracking
Mileage tracking is the process of keeping a record of the number of miles driven for business or wo...
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Milestone
In freelance work, a milestone is a set of specific goals or objectives that must be achieved during...
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Milestone Payments
Milestone payments are a type of payment arrangement used in freelancing projects to ensure that wor...
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Mockup
A mockup is a detailed, full-scale representation of a design which allows designers and clients to ...
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NDA (Non-Disclosure Agreement)
A non-disclosure agreement (NDA) is a legally binding contract that a freelancer may be asked to sig...
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Net 15
"Net 15" is a payment term commonly used in business invoicing, which means that the payment for an ...
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Net 30
"Net 30" refers to a payment term that is commonly used in business invoicing. It means that the pay...
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Net 60
"Net 60" is a payment term used in business to refer to the number of days a company has to pay an i...
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Net D
"Net D" is a payment term that is often used in the freelance industry. The "D" in "Net D" refers ...
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Net Payment
Net payment is the amount of money that a freelancer will receive after any fees, taxes, or expenses...
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Net Profit
Net profit is the amount of money that a business earns after deducting all of its expenses.
Free...
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Network
A network is a group of people who are connected to each other through personal or professional rela...
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Nomad Worker
A nomad worker is a person who works while traveling or living a nomadic lifestyle, without being ti...
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Non-Billable Hours
Non-billable hours refer to the time spent on tasks that are not directly related to generating reve...
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Non-Compete Agreement
A non-compete agreement is a legal contract between an employer and an employee, or in some cases, b...
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Opportunity Cost
Opportunity cost refers to the potential benefits or value that an individual or business gives up w...
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Outbound Marketing
Outbound marketing is a marketing strategy that focuses on reaching out to potential clients through...
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Outsourcing
Outsourcing is the practice of hiring a third-party provider to do some or all of the work related t...
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Passion
Passion is the deep interest, enthusiasm, and motivation you have for the work you do as a freelance...
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Passive Income
Passive income is a form of income that requires little to no effort to maintain. It is often genera...
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Payment Gateway
A payment gateway is a software application that enables businesses, including freelancers, to secur...
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Payment Terms
Payment terms refer to the conditions under which a freelancer is to be paid for their work. This co...
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Permalancing
Permalancing is a hybrid employment model where a company hires a freelancer on a long-term or ongoi...
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Personal Brand
A personal brand is the unique image or reputation that an individual creates for themselves, based ...
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Portfolio
A portfolio is an important component of any freelancer's business. It is a collection of work that ...
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Price Anchoring
Price anchoring is a psychological phenomenon often used in the world of freelancing (and other fiel...
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Price Increase Letter
A price increase letter is a written communication that a freelancer sends to a client to notify the...
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Pro-Bono Work
Pro bono work is work that is done for free, usually for a nonprofit organization or a charitable ca...
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Productizing
In the world of freelancing, "productizing" refers to the process of turning a service-based offerin...
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Profit
Profit is the financial gain a business makes after deducting all of its expenses from its revenue. ...
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Profit & loss (P&L) Statement
A Profit & Loss (P&L) Statement is a financial statement used to track a company’s revenue...
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Profit-First Strategy
"Profit-first" is a financial management strategy that prioritizes setting aside profit before any o...
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Project Management
Project management for freelancers is an important concept to understand, especially for those just ...
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Project Management Tool
Freelance project management tools help freelancers stay organized, track their progress and keep on...
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Project Pipeline
In the freelance world, project pipelines refer to the steps involved in completing a project or job...
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Project Scope
Project scope is a critical component of any freelance project, as it outlines the specific paramete...
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Project Timeline
A project timeline is a visual representation of the different stages, milestones, and deadlines inv...
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Project-Based Pricing
Project-based pricing is a billing method that freelancers use to charge clients based on the scope ...
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QBI Deduction
The Qualified Business Income (QBI) deduction, also known as the Section 199A deduction, is a tax be...
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Rate Card
In the world of freelancing, a rate card is a document or a list that outlines the prices or rates c...
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Recurring Revenue
Recurring revenue is a type of revenue that a business or individual generates on an ongoing basis f...
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Referral Partner
Referral partners in the world of freelancing are individuals or businesses who refer new clients to...
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Remote Work
Remote work refers to a work arrangement in which employees or freelancers are not required to be ph...
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Retainer
In the world of freelancing, a retainer is an agreement between a freelancer and a client where the ...
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Retainer Fee
A retainer fee is an upfront payment that a client makes to a freelancer for ongoing work over a set...
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Revision
A client revision is a request from a client for changes or modifications to be made to a project th...
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RFP
An RFP, or Request for Proposal, is a document that a client sends out to potential agencies or free...
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ROI (Return on Investment)
ROI stands for "Return on Investment." ROI is a financial metric that freelancers can use to evaluat...
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Roth IRA
A Roth IRA is a retirement savings account that allows individuals to make after-tax contributions t...
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Rush Fee
A rush fee in the world of freelancing is an additional fee that a freelancer charges for completing...
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S-Corp
An S-Corporation (S-Corp) is a type of corporation that is taxed differently from a regular C-Corpor...
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S-Corp Election
An S-Corp election is a tax status that can be elected by certain types of corporations in the Unite...
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Sales Pitch
In freelancing, a sales pitch is a persuasive message that you deliver to potential clients to convi...
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Scaling
Scaling a business refers to the process of growing it in a way that allows it to handle an increase...
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Schedule C Form
Schedule C (Form 1040) is a tax form used to report income or loss from a business or profession tha...
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Schedule SE
Schedule SE (Form 1040) is a tax form used to calculate self-employment tax liability for individual...
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Scope Creep
Scope creep refers to the process of expanding a project's scope in a way that was not originally ag...
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Self-Employed
Being self-employed means that you run your own business and are responsible for generating your own...
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Self-employment Taxes
Self-employment taxes are taxes that are paid by individuals who are self-employed and who earn inco...
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SEP IRA
A SEP IRA (Simplified Employee Pension Individual Retirement Account) is a retirement savings plan t...
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Side-Hustle
A side-hustle is a type of part-time job that can be done alongside another full-time job. Side-hust...
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Simple IRA
A Simple IRA (Savings Incentive Match Plan for Employees) is a retirement savings plan designed for ...
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Sole Proprietor
A sole proprietorship is a business structure where an individual operates and owns a business as an...
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SolidGigs
SolidGigs is a platform for freelancers and independent professionals that provides resources and to...
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Solo 401K
A Solo 401(k) is a retirement savings plan designed specifically for self-employed individuals who h...
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Solopreneur
A solopreneur is an entrepreneur who works independently, typically without the assistance of employ...
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SOW
SOW stands for "Statement of Work." It is a document that outlines the scope of work, deliverables, ...
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Spec Work
Spec work, short for speculative work, is a term used in the freelancing industry to describe work t...
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Specialization
A freelancer's specialization refers to the specific area or areas in which they have expertise or s...
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Spendable Income
In freelancing, spendable income refers to the amount of money that the freelancer has available to ...
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Stakeholder
A stakeholder is an individual or group of individuals who have an interest, or a “stake” in an ...
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Style Guide
A client style guide is a set of standards and guidelines for how a client wants their content or br...
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Subcontractor
A subcontractor is someone who contracts with a contractor or another business to do some work on th...
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Target Audience
A client's target audience refers to the group of people that the client is trying to reach or commu...
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Tax Deduction
A tax deduction is an expense that can be subtracted from an individual's taxable income, reducing t...
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Tax Deductions
A tax deduction is an expense that can be subtracted from total taxable income, reducing the amount ...
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Tax Liability
Tax liability is the amount of tax that an individual or business is responsible for paying to the g...
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Testimonials
Client testimonials are written or spoken statements from clients who have worked with a freelancer,...
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Time Tracking
Time tracking is when you monitor of the hours spent on tasks and projects in order to optimize effi...
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Traditional IRA
A traditional IRA (Individual Retirement Account) is a tax-deferred retirement savings account. Cont...
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Unique Selling Proposition (USP)
A USP, or Unique Selling Proposition, is a statement that describes what makes a product or service ...
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Upfront Payment
An upfront payment is a payment made by a client to a freelancer before work begins. Upfront payment...
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Upselling
Upselling is a sales technique used by businesses to get clients/customers to purchase more expensiv...
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Upwork
Upwork is an online platform for freelancers to find and apply for job opportunities. It is the larg...
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Upwork Agency
An Upwork agency is a team of professionals, often freelancers, that are connected through the Upwor...
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Upwork Connects
Upwork Connects are the currency used on Upwork to apply for jobs and submit proposals to potential ...
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Upwork Cover Letter
An Upwork cover letter is an important part of any freelancer's job application. It is a brief intro...
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Upwork Credits
Upwork Credits are a type of virtual currency that can be used to purchase services on Upwork. They ...
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Upwork Invite
An Upwork invite is a request for a freelance worker to join a project through the Upwork platform. ...
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Value Proposition
A value proposition is a statement that describes the unique value that a product or service provide...
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Value-Based Pricing
Value-based pricing is a pricing strategy that sets costs based on the perceived value that a produc...
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Verbal Contract
A verbal contract is an agreement between two parties that is made orally and not in writing. It can...
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W-2 Employee
A W-2 employee is someone who works as an employee of a company or organization. This type of employ...
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W-2 Form
A W-2 form is a tax document used in the United States to report an employee's annual wages and the ...
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W9 Form
A W9 form is an official tax document used in the United States that provides a freelancer's taxpaye...
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Wireframe
In the world of design and software development, a wireframe is a visual representation of a user in...
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Word-of-Mouth Marketing
Word-of-mouth marketing is a type of promotion that relies on existing clients and potential clients...
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Work-For-Hire
Work for hire is a legal term used to describe a type of work relationship where the person doing th...
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Work-Life Balance
Work-life balance refers to the balance between work responsibilities and personal life responsibili...
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Workflow
A freelancer's workflow encompasses all of the processes and steps that they go through to complete ...
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